* All loans are subject to credit approval and underwriting guidelines. Rates, fees, and terms are subject to change without notice and may vary based on borrower qualifications and market conditions. Mortgage with Melissa - Melissa Lusty does not guarantee loan approval, rate locks, or funding until all required documentation has been received and the loan has been approved and closed.

**Mortgage with Melissa - Melissa Lusty is an Equal Housing Opportunity broker. We do not discriminate against any applicant or client on the basis of race, color, religion, national origin, sex, marital status, age, disability, or because all or part of an applicant’s income comes from any public assistance program.